As seniors we have many decisions to consider. One such decision is whether or not to participate in "Part D" of medicare. It makes us a little crazy during "Open Enrollment"!
Only you know your health habits. Though we don't have a crystal ball we can pretty much know whether or not we are prone to prescriptions.
Questons you may want to ask yourself are:
1. What is the cost of my drugs if any?
2. Are they generic?
3. How much is the premium for an Rx plan?
4. What are the co-pays for each Rx?